--- title: Request Demo – Settle Working Capital | Meet With Us | Settle description: Settle Working Capital is built for the way DTC e-commerce brands operate. A demo isn't just a show and tell of our products, it's a 1:1 financing consultation to help arm you with business financial intelligence. image: https://contact.settle.com/hubfs/Marketing%20-%20General%20Assets/Logo/settle-meta-image.png --- [Skip to content](https://contact.settle.com/lp/working-capital-demo#main-content) ![Wordmark_Eggshell](https://contact.settle.com/hubfs/Marketing%20-%20General%20Assets/Logo/Wordmark_Eggshell.svg) Open main navigation Close main navigation ## See if Settle Working Capital is right for your CPG brand It's financing tailored to the way CPG and e-commerce brands work. Schedule a demo with our team to learn more about eligibility, terms, and pricing. Eligible for U.S. incorporated e-commerce businesses that make over $300k in yearly revenue.\* - Founder centric capital that's equity free and not revenue based - Leverage funds for inventory, raw goods, packaging, and marketing costs - Customers experience an average 1 year gross revenue growth of 385%\*\* \*Additional criteria may apply \*\*Calculated based on 188 customers' average rate of increase for gross revenue YoY one year after activating on Settle. ### ![arrae-logo](https://contact.settle.com/hs-fs/hubfs/arrae-logo.png?width=58&height=17&name=arrae-logo.png) We were able to launch more products because we had access to this capital and we were actually able to do all of this without raising additional capital. **Nish Samantray** | Co-Founder ### ![ladybird-provisions-logo](https://contact.settle.com/hubfs/ladybird-provisions-logo.svg) Settle is a lifeline for the CPG world because cash is tight. **Sarah Rioux** | Co-Founder ### Book Your Financial Consultation Partnering with the most trusted names in Fintech ![1-Plaid logo@2x](https://contact.settle.com/hubfs/Marketing%20-%20General%20Assets/Partner%20Logos/1-Plaid%20logo@2x.svg) ![2-Stripe logo@2x](https://contact.settle.com/hubfs/Marketing%20-%20General%20Assets/Partner%20Logos/2-Stripe%20logo@2x.svg) ![3-Finicity logo@2x](https://contact.settle.com/hubfs/Marketing%20-%20General%20Assets/Partner%20Logos/3-Finicity%20logo@2x.svg) ![4-Quickbooks logo@2x](https://contact.settle.com/hubfs/Marketing%20-%20General%20Assets/Partner%20Logos/4-Quickbooks%20logo@2x.svg) ![5-NS logo@2x](https://contact.settle.com/hubfs/Marketing%20-%20General%20Assets/Partner%20Logos/5-NS%20logo@2x.svg) ## Smart financing that drives your business growth ###### Flexible funding Use only what you need, so you don't end up borrowing more money than necessary. ###### Non-dilutive capital Settle allows you to purchase what you need without giving away ownership. ###### Fixed rate financing Unlike revenue based financing, our rates are fixed so you can retain more of your revenue. [Get started](https://contact.settle.com/lp/working-capital-demo#getstarted) ## Comprehensive solutions to meet your every need ![financed_payment_timeline](https://contact.settle.com/hs-fs/hubfs/financed_payment_timeline.png?width=450&height=367&name=financed_payment_timeline.png "financed_payment_timeline") #### Transparent terms No bait-and-switch. Get upfront clarity on available credit and financing terms with a set payment schedule.  ![apply_for_wc](https://contact.settle.com/hs-fs/hubfs/apply_for_wc.png?width=450&height=367&name=apply_for_wc.png "apply_for_wc") #### Holistic underwriting Sales revenue doesn't paint a full picture. With AI-powered underwriting, we can look deeper than the balance sheet. So where banks say no, we help more businesses grow. ![repay_early](https://contact.settle.com/hs-fs/hubfs/repay_early.png?width=450&height=367&name=repay_early.png "repay_early") ###### Flexible repayment Choose which bills to finance and for how long, or repay early with no penalty. ![graph-product-ui](https://contact.settle.com/hs-fs/hubfs/graph-product-ui.png?width=450&height=290&name=graph-product-ui.png "graph-product-ui") ###### Finance beyond inventory We provide financing based on invoice, whether that's for inventory, marketing, or agency services. You control which payments to flex. [Get started](https://contact.settle.com/lp/working-capital-demo#getstarted) ## Who do we work with? Settle Working Capital is designed for businesses that meet these key criteria\*, ensuring we provide the right support for your growth. - You are a CPG or e-commerce business operating out of the United States - Your business has been operating for at least 1 year - Your business drove over $300k in revenue in the last 12 months \*Additional underwriting criteria will apply ![female-cpg-web](https://contact.settle.com/hs-fs/hubfs/female-cpg-web.png?width=350&height=350&name=female-cpg-web.png "female-cpg-web") [Get started](https://contact.settle.com/lp/working-capital-demo#getstarted) ## How it works ### 1. Apply Sync your financial software with our easy integration and get your credit eligibility in as little as 1–3 business days. ### 2. Finance Upload a bill, then choose your preferred currency, payment method, and schedule. We’ll pay the vendor on your behalf. ### 3. Repay Pay us back 30–180\*\* days later with our fixed repayment schedule. *\*\*Actual terms depend on an individual business’s credit eligibility.* ### 4. Grow We’ll regularly assess your credit eligibility to ensure it aligns with your business so you can take your brand to the next level. ## Ready? Let's grow. Strategically scale with Settle's transparent, flexible financing. [Get started](https://contact.settle.com/lp/working-capital-demo#getstarted) [![Wordmark_Eggshell](https://contact.settle.com/hubfs/Marketing%20-%20General%20Assets/Logo/Wordmark_Eggshell.svg "Wordmark_Eggshell")](http://settle.com) Settle Inc. 29 West 17th Street, 2nd Floor New York, NY 10011 INVESTORS #### Backed by the very best in fintech ![Ribbit Capital](https://contact.settle.com/hubfs/Marketing%20-%20General%20Assets/Investor%20Logos/Ribbit%20Capital.svg) ![Perkins](https://contact.settle.com/hubfs/Marketing%20-%20General%20Assets/Investor%20Logos/Perkins.svg) ![Founders_Fund](https://contact.settle.com/hubfs/Marketing%20-%20General%20Assets/Investor%20Logos/Founders_Fund.svg) ![Caffxeinated Capital](https://contact.settle.com/hubfs/Marketing%20-%20General%20Assets/Investor%20Logos/Caffxeinated%20Capital.svg) ![Background Caxpital](https://contact.settle.com/hubfs/Marketing%20-%20General%20Assets/Investor%20Logos/Background%20Caxpital.svg) [Help center](https://help.settle.com/) | [Privacy policy](https://www.settle.com/privacy-policy) | [Terms of service](https://app.settle.co/terms-of-service?__hstc=247531096.f383b8fae1f5144aa7c2ac4d8745d01e.1691185268418.1692978630108.1692981739965.48&__hssc=247531096.1.1692981739965&__hsfp=3529731725) © 2026, Settle Inc.